For most people the biggest hassle involved in finding life coverage is undergoing the medical examination. It may seem ridiculous, but the vast majority of insurers consider an examination performed by your own doctor unacceptable. However, there do exist “no-exam” insurance plans that allow you to find coverage for protecting yourself and your family without […]
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Health class ratings are a rating system used by insurance companies to determine your health status. Higher health ratings are given to people with excellent health while it goes down for ailments or diseases. The determination is done by the underwriter depending on a number of clauses like age, medical records and current health. People […]
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The e-cigarette and vaping market is growing every day and more people are adopting the habit of pulling tobacco-less smoke. Many e-cigarette advocates vouch for their health benefits over regular tobacco cigarettes. Yet majority of the insurance companies keep tagging e-cigarette smokers along with regular tobacco smokers. Why both E-Cigarette Smokers and Tobacco Smokers are […]
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Many people like you suffer from the negative effects of sleep apnea: excessive snoring, waking up out of breath and the strain on your relationship with your partner. According to a study by the Association for Respiratory Care, around 18 million Americans suffer from sleep apnea. More than just an annoyance or inconvenience, sleep apnea […]
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If you would like to get all your money back at the end of the guaranteed 15, 20, or 30 year level term, you should consider a Return of Premium (R.O.P) term life coverage policy. Only a handful of insurance companies offer this type of product so make sure you talk with an independent insurance […]
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If you’ve been shopping for life insurance you’ve probably noticed that there is term life insurance and permanent life insurance. Both have their advantages and drawbacks and are quite different from one another despite both being forms of life coverage. If you’re getting confused by the difference between term and permanent life insurance, consider what […]
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There are basically two types of Life Insurance. TERM and PERMANENT. Term Life Coverage It terminates at some point in the future. This is initially the lowest cost for a life coverage plan. You can purchase level term insurance at rates for a specific amount of time whether it be for 10 years, 15, 20, […]
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Life insurance can often be a difficult subject for many people to think about. As humans we often naturally avoid thinking or talking about topics that involve our own mortality, or that of those we love. However most of us also know how important it is to have financial protection in place for our family […]
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Pacific Insurance Group releases information on how its new Life Insurance Quotes service will change things in the Life Insurance space for the better. Further information can be found at http://ift.tt/1UhaWVA. Bellevue, United States – June 13, 2016 /MarketersMedia/ — Earlier today, Pacific Insurance Group announced the launch of its new life Insurance quotes service, […]
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Life insurance. Does it benefit me or the loved ones I leave behind someday? Well the short answer is both but only with certain products. The most obvious and first benefit you may realize with life insurance is that it has a death benefit attached. The death benefit you choose should match the debt, future […]
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AuthorPacific Insurance Group Helps you get the correct amount of life insurance and specializes in fixed indexed products. Archives
July 2017
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